Because our Virginia/Carolina personal injury law firm only practices injury law we field weekly phone calls from personal injury victims with questions about how claims adjusters with car insurance companies must compensate you for car property damage or cars totaled in car and truck accident cases, as well as rental car questions. (For answers about what compensation is allowed for personal injuries in a car accident, including a video explaining how a perfectly legal double or triple recovery of certain medical expenses is permissible, click here.)
Some of the common questions about car damage problems are:
How much does the insurance company owe me if my car is a total loss?
What must the claims adjuster pay for major body/property damage to my car?
How do I figure out full value for my totaled car?
Does the claims adjuster have to provide a rental car while my car is being repaired?
For the full and complete article, click here.
The article discusses that if a vehicle is a total loss, you must check the NADA value (www.NADA.com) to determine, at the month and year that your damage occurred, the retail value of your vehicle with its mileage, options and accessories. A second source to check the retail value of your vehicle, if damaged or totaled, is www.Edmunds.com , another site that allows you to enter the appropriate data. Note that the insurance company must pay the retail value, not the trade in or wholesale value.
In summary, our personal injury lawyers will assist any of our personal injury clients with information and guidance as to how to best handle damage to their car, total loss to your car, rental cars, and similar questions that arise while we are representing you for your personal injury claim whether in Virginia (VA), North/South Carolina (NC/SC), West Virginia (WV) or beyond.
Shapiro, Cooper Lewis & Appleton personal injury law firm is based in Virginia practicing primarily in the southeastern U.S. and handles only injury law, including car, truck, railroad, and medical negligence cases and more. The law firm’s “main” website is: hsinjurylaw.com, the firm edits two injury law blogs: Virginia Beach Injuryboard & Norfolk Injuryboard, and also hosts a video library covering many FAQ’s on personal injury subjects on our main law firm website.

Rick Shapiro has practiced personal injury law for over 30 years in Virginia, North Carolina, and throughout the Southeastern United States. He is a Board-Certified Civil Trial Advocate by the National Board of Trial Advocacy (ABA Accredited) and has litigated injury cases throughout the eastern United States, including wrongful death, trucking, faulty products, railroad, and medical negligence claims. During his three-decade career, Shapiro has won client appeals before the VA Supreme Court, VA Court of Appeals, NC Supreme Court, SC Supreme Court, WV Supreme Court, TN Supreme Court, and three times before the United States Court of Appeals for the Fourth Circuit, underscoring Shapiro’s trial achievements. In addition, he and his law firm have won settlements/verdicts in excess of $100 million. His success in and out of the courtroom is a big reason why he was named 2019 “Lawyer of the Year” in railroad law in U.S. News & World Report's Best Lawyers publication (Norfolk, VA area), and he has been named a “Best Lawyer” and “Super Lawyer” by those peer-reviewed organizations for multiple years. Rick was also named a “Leader in the Law, Class of 2022” by Virginia Lawyers Weekly (total of 33 statewide honorees consisting of lawyers and judges across Virginia). And in September 2023, Rick was selected as a recipient of the National Board of Trial Advocacy (NBTA) 2023 President’s Award. Although many nominations were submitted from across the country, Rick was just one of eight attorneys chosen by the prestigious National Board which certifies civil trial attorneys across the U.S. Rick was also recently named to Virginia Lawyers Weekly 2024 Virginia’s Go To Lawyers Medical Malpractice. The attorneys awarded this honor are nominated by their colleagues and chosen by a panel from the publication.
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